Acquisition Fee: Sometimes called a bank fee or administrative fee, this is a fee that leasing companies charge to arrange the lease. This fee is typically between $395 - $895, depending on the vehicle and leasing company. Note that acquisition fees can be bundled into the monthly lease payment, or paid up-front.

It's typically 2 or 3 percent of either the invoice or the sticker price of the car. On a $20,000 car, a hold back represents $400 to $600. The hold back allows dealers to sell a car at invoice price (or even below invoice) and still make money. Most manufacturers offer hold backs to their brands' dealers, but not all.